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Frequently
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- How
and when do I report an injury at work?
You should report a work-related injury
to your employer as soon as possible. If you require more than
First Aid, both you and your employer are required to report
the work-related injury to WSIB. If you have told your employer
about your injury, your employer is required to send an Employer's
Report (Form
7) to WSIB within 3 business days. You must file a claim
with WSIB no later than six months from the date of your
workplace accident in order to receive benefits. For more information,
see OWA Fact Sheet 3 called Filing
a Claim and/or consult the WSIB
Website.
- What
should I do if my employer refuses to report my accident to WSIB?
Report your work-related injury promptly
to WSIB on your own. You can phone WSIB at 1-888-606-7676 to
report your injury and explain your difficulties with your accident
employer. You can also report your injury by completing a Worker's
Report (Form
6) and sending a copy to WSIB. Information about the
Form 6 is available on the WSIB
Website.
After you have reported the injury to WSIB,
then WSIB will contact your employer to obtain the Employer's
Report (Form
7). Also, it is important is to tell your doctor about
your injury and request that (s)he send a Health Professional's
Report (Form
8) to WSIB on your behalf.
- Does
the Office of the Worker Adviser (OWA) charge for services?
No. The OWA provides free and confidential
services to non-unionized injured workers and their survivors.
- What
can the OWA do for me?
The OWA can help you by:
- Providing information and advice on
workplace insurance and the appeal process.
- Representing non-unionized injured workers
and survivors at all levels of workplace insurance appeals.
- Assisting with early and safe return
to work and labour market re-entry.
- Referring injured workers to appropriate
community resources.
- Providing free information materials.
- What
if I belong to a union?
The OWA is prohibited by the Workplace
Safety and Insurance Act (the "Act") from
representing unionized injured workers. You should contact your
union for assistance. The OWA can, however, help you if you
were injured in a unionized workplace, but are no longer in
that workplace. For more information, please see OWA Fact Sheet
1(b) called Getting
Help from the Office of the Worker Adviser.
- What
if my union will not represent me?
In some situations, smaller locals may
not have staff trained to assist with WSIB claims. For unions
affiliated with the Ontario
Federation of Labour (OFL), you may contact the OFL
directly at 1-800-668-9138 for alternate referrals.
- Is
the OWA part of the Workplace Safety and Insurance Board (WSIB)?
No. The OWA is an Agency of the Ontario
Ministry of Labour and, as such, is independent of the
Workplace
Safety and Insurance Board (WSIB).
- Can
the OWA see my WSIB claim file?
Yes. However, the OWA must have your written
authorization to get a copy of your WSIB claim file. You may
also provide us with a copy of the file if you already have
it.
- Can
I see what is in my WSIB claim file?
You can get a copy of your WSIB claim file
by requesting it in writing from WSIB, or by objecting to a
WSIB decision. For more information, please see OWA Fact Sheet
5 called Your
Claim File and How to Get It.
- Can
my employer see my WSIB claim file?
Yes. Your employer may request a copy of
your claim file if you appeal a WSIB decision or if the employer
disagrees with a WSIB decision made in your claim. See OWA Fact
Sheet 4 called Employers
and Claims.
- What
if I am hurt in another province?
You should contact the Worker Adviser
Office in the province where your injury occurred. You can
visit the following website for a list of Worker Adviser
Offices across Canada:
http://www.labour.gov.bc.ca/wab/location_can.htm
- What
should I do if I cannot return to my pre-injury job?
You should request modified work from your
accident employer. For more information, see OWA Fact Sheet
10 called Early
and Safe Return to Work.
- Is
my employer required to hold my job for me while I am on WSIB?
If you have worked with your employer for
at least 12 continuous months and the employer regularly employs
20 or more workers, then there is an obligation to re-employ
you after a work-related injury. Special rules apply to construction
workers. There are a number of details pertaining to this re-employment
obligation. For more information, see OWA Fact Sheet 11 called
Re-employment.
- What
if my employer has no modified work available?
You may be eligible for a labour market
re-entry assessment that tests your ability to do other work
and may also recommend training to help you return to work.
See OWA Fact Sheet 12 called Labour
Market Re-entry.
- What
if my employer offers me modified work that I cannot do?
You should consider the situation very
carefully before refusing modified work. If you refuse modified
work then WSIB may decide you are not cooperating and
terminate your benefits. See OWA Fact Sheet 10 called Early
and Safe Return to Work.
- Can
my employer change my hours on modified duties?
Yes, your employer can offer modified duties
with a different schedule or a different number of hours per
day than your pre-injury job. However, the modified duties and
hours have to be suitable and within your functional abilities.
If the change in hours results in a decrease or an increase
in earnings, you should notify WSIB immediately. A decrease
or an increase in earnings is a material change in circumstances
that must be reported to WSIB within 10 days and may
result in an adjustment to your Loss
of Earnings benefit. For more information, see the OWA
Fact Sheet 7 called Material
Change in Circumstances.
- Am
I eligible for WSIB benefits if I was hurt at work without an
obvious accident?
Yes. In the Act,
the word "accident" includes disablement, which is
a condition that emerges over time as a result of your work.
An example of such a condition is carpal tunnel syndrome. The
Act
also covers occupational diseases. For more information, please
see OWA Fact Sheets 3 and 14 respectively, called Filing
a Claim and Occupational
Disease.
- Who
should I contact at WSIB about delays in my claim?
You should contact your Claims Adjudicator
about delays in your claim. The name of your Claims Adjudicator
appears on correspondence you have received from WSIB. If you
do not have any WSIB correspondence, call WSIB and provide your
name and the name of your accident employer. WSIB can then provide
you with the name of the Claims Adjudicator assigned to your
case.
- What
can I live on while waiting for WSIB to pay?
You may qualify for other benefits while
you are waiting for a WSIB claim decision. However, you may
be required to pay back these other benefits if you later receive
WSIB benefits. To find out if you are eligible for other benefits,
you can contact the following:
- What
should I do if my Claims Adjudicator does not return my calls?
You should follow-up with your Claims Adjudicator
by mail or fax, indicating in writing the dates and times of
your calls. If you still receive no response, you should contact
the Adjudicator's manager. If you reach the manager's voice
mail, you should leave a detailed message identifying yourself,
providing your claim number, and the reason for your call.
- I
am not happy with the Claims Adjudicator assigned to my file.
Can I request the Adjudicator be changed?
You can make a request, however your Claims
Adjudicator will probably not be changed unless their behaviour
towards you is extremely unprofessional. If you simply disagree
with a Claims Adjudicator's decision on your file, you will
not get a change of Adjudicator. Instead, you may appeal the
Adjudicator's decision. It is important that you meet the time
limit to appeal the decision. Please see OWA Fact Sheet
24 called Appealing
To WSIB.
If you think the Claims Adjudicator is
not dealing professionally with you, it is a good idea to keep
detailed notes of the conversations or incidents you have had
with the Adjudicator that have caused you concern. If you feel
the treatment you received is unacceptable, you can speak to
the Claims Adjudicator's manager. To find out the name of the
manager, you can either ask your Claims Adjudicator or call
the main WSIB number (416-344-1000 or 1-800-387-0750) and request
the information. In deciding if you should complain to the manager,
it is important to keep in mind that your Claims Adjudicator
will probably continue to be the person making decisions on
your file.
If you feel the conduct of both the Claims
Adjudicator and the manger is unprofessional, you may contact
the Fair Practices Commission at 1-866-258-4383. The Fair
Practices Commission is responsible for ensuring that
administrative practices and services of WSIB are fair, reasonable,
appropriate and equitable.
- Can
I refuse to answer my Adjudicator's questions?
You should answer all questions posed by
your Adjudicator. The law imposes an obligation on workers to
co-operate in providing any information required by WSIB to
adjudicate a claim. This is particularly important when discussing
a labour market re-entry assessment or plan. For more information,
see OWA Fact Sheet 6 called Duty
to Co-operate.
- Am
I required to answer phone calls from my employer while recovering
from my work-related injury?
The employer has a duty to communicate
with you throughout the period of your recovery in an effort
to provide you with suitable and available employment. If you
refuse calls from your employer, WSIB may decide you are not
co-operating and terminate your benefits. Please note that
your employer cannot harass you. If you feel you are being harassed
by your employer, you should contact your Claims Adjudicator.
- Once
I am receiving benefits, how long should I keep in touch with
WSIB?
You must report any "material change
in circumstances" to WSIB. This includes any change
in the medical status of your work-related injury, changes in
your earnings or income, changes in your work status, changes
in your ability to co-operate with various programs and, for
dependants, any changes in the dependant status of children.
For more information, see OWA Fact Sheet 7 called Material
Change in Circumstances.
- What
can I do if my compensable condition is deteriorating while in
school under my LMR plan?
First, go see your doctor for an assessment
of your condition. If your condition has deteriorated, your
doctor should file a Health Professional's Report (Form
8) with WSIB. Second, contact your WSIB Claims Adjudicator
and advise him/her of the change in your medical condition.
As this is a material change in circumstances, you must advise
your Claims Adjudicator of the change within 10 calendar
days.
If you are unable to continue your LMR
plan, WSIB should discuss your condition and restrictions with
you and your doctor. WSIB should make every reasonable attempt
to revise your LMR plan and provide accommodations so you can
continue.
For more information, see the OWA Fact
Sheets 7 and 12 called Material
Change in Circumstances and Labour
Market Re-entry.
- What
can I do if I cannot find work after completing training under
my LMR plan?
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IMPORTANT NOTICE
Due to changes to the Workplace
Safety and Insurance Act which took effect on
July 1, 2007, the answer to Question 26 is no longer up-to-date.
A revised and up-to-date answer will be posted as soon
as it is available. For further information about the
changes to the Act, see the What's New section
on the OWA Home Page.
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Once your LMR plan and training have been
completed, your level of ongoing benefits will be based upon
the suitable employment or business (SEB) chosen in your LMR
plan. WSIB will assume you are able to obtain the job for which
you have been re-trained and will reduce your benefits accordingly.
A SEB is often chosen in your LMR plan because it is expected
to restore your pre-injury earnings. You will not be paid additional
WSIB benefits even if you cannot obtain your "deemed"
job. Therefore, it is important to ensure that the SEB chosen
for you and the LMR plan created for you are for a job you can
do and will likely be able to obtain after the training is completed.
If you disagree with the SEB or LMR plan chosen for you, then
you must object in writing within 30 days of the decision.
For more information, see the OWA Fact
Sheet 12 called Labour
Market Re-entry.
- Are
appeal deadlines in WSIB letters firm?
Yes, the appeal deadlines are firm. If
you miss the deadline, you will usually not be allowed to proceed
with your appeal. Do not wait until the last minute if you intend
to appeal a decision. In some limited circumstances, however,
the time limits may be extended. For more information, see OWA
Fact Sheets 24 and 25 called Appealing
to WSIB and Appealing
to WSIAT.
- How
do I file an appeal?
You must file your appeal before the time
limit in the decision letter expires. You should write to
WSIB or the Workplace
Safety and Insurance Appeals Tribunal (WSIAT), as indicated
in the decision letter, stating that you disagree with the decision
and want to file an appeal. For more information, see the OWA
Workers' Information Kit: Appealing
WSIB Decisions.
- Can
I appeal directly to WSIAT?
No. All issues involving benefits and services
denied by WSIB must first be considered by an Appeals Resolution
Officer at WSIB.
- Can
my employer dispute the benefits WSIB has allowed?
Yes. Your employer can dispute all benefits
and service issues, including the initial entitlement. The same
appeal system applies to both you and your employer, including
the time limits. For more information, please see OWA Fact Sheet
4 called Employers
and Claims.
- Do
I need a lawyer to represent me in my appeal?
Workers are not required to have
a lawyer or consultant represent them in a WSIB or WSIAT
appeal. The majority of workers across the province, particularly
at the WSIAT level, are represented by Worker Advisers, Community
Legal Clinics and Unions, all providing free service. If you
feel you need a lawyer, you should contact a lawyer referral
service for a lawyer with expertise in workplace safety and
insurance appeals (located under "lawyers" in the
Yellow Pages). Whether you win or lose your appeal, you are
still required to pay your own legal fees to lawyers and consultants,
as WSIB does not cover legal fees. You may, however,
be eligible for a legal aid certificate to pay a lawyer.
- How
can I get a copy of the policy that my Adjudicator mentions in
a decision letter?
The current
WSIB policies are available on the WSIB website, however,
any older policies that may apply to your claim may not be available
in this manner.
If you are unsure which policy your Claims
Adjudicator has used to make a decision in your claim, it is
appropriate to call and ask for that information. Make sure
you get the policy number (for example, 11-02-02), the name
of the policy (for example, Lost Time Claims) and the date of
the policy (for example, June 2006).
If you would like a copy of a policy that
is not on the WSIB website, you can get it from the following
sources:
WSIB
Reference Library
17th Floor, Simcoe Place
200 Front Street, Toronto, Ontario
Ontario
Workplace Tribunals Library
505 University Avenue, 7th Floor
Toronto, Ontario
WSIB Knowledge Management
(416) 344-4355
E-mail: km@wsib.on.ca
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IMPORTANT INFORMATION
There are time limits for appealing WSIB decisions. If you
wish to appeal a decision, contact a qualified representative
as soon as possible. For more information on time limits,
see OWA Fact Sheets 24 and 25 called Appealing
to WSIB and Appealing
to WSIAT.
The Frequently Asked Questions contain general information
only. They are not a legal document. To see what the law says,
you should look at the
Workplace Safety and Insurance Act and WSIB policies.
If you require help and do not have a union to assist you,
contact the Office of the Worker Adviser:
- Our toll free telephone
number is 1-800-435-8980 (English) or 1-800-661-6365 (French)
- or visit our website at http://www.owa.gov.on.ca
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