The workplace insurance system provides benefits and services to workers who have been injured at work or who have illnesses related to work. Workplace insurance is also called workers’ compensation.
To qualify for workplace insurance benefits, you must meet the requirements set out in the Ontario law that governs workplace insurance. This law is called the Workplace Safety and Insurance Act, 1997.
How to apply for benefits
To apply for workplace insurance benefits, you must file a claim with the Workplace Safety and Insurance Board (WSIB) within the time limit. The WSIB is an agency of the Ontario government that administers the workplace safety and insurance system. If you file a claim, you have the right to get a copy of your file from the WSIB.
How to File a WSIB Claim
Time Limit Extensions: Filing a Claim
Getting Your WSIB File
Types of injuries or illnesses covered
You can file a WSIB claim for most kinds of injuries and illnesses, as long as they are related to your work. If you are a spouse or dependant of someone who died as a result of a workplace injury or illness, you can file a claim for survivors’ benefits.
When to File a WSIB Claim
Types of Claims
Noise-induced Hearing Loss
Types of workers covered
Most workers are covered by the WSIB, but some are not. Some industries and some types of workers are not covered by workplace insurance. If this applies to you, you may not be eligible for WSIB benefits.
Who Is Covered by the Act?
Organizational Test for Workers
Duties of worker
Once you file a WSIB claim, the law requires you to co-operate with the WSIB and your employer. You are also required report to the WSIB any changes in your health or financial situation that could affect your right to benefits.
Duty to Co-operate
Material Change in Circumstances
Role of your employer
Your employer has the right to be involved in your claim. Your employer can appeal a decision the WSIB makes about your claim and, in some situations, can get a copy of your file.
Employers and Claims
Employer-Requested Health Examinations